Himalaya Central School
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Our Banking Services

Discover our comprehensive financial solutions tailored to meet your needs

Deposit Services

Secure savings options with competitive interest rates for all your financial goals

Choose from savings accounts, fixed deposits, and recurring deposits with flexible tenure options

Loan Solutions

Flexible loan products with competitive rates and quick approval processes

Personal loans, home loans, business loans and more with customized repayment options

RTGS/NEFT

Fast, secure and reliable fund transfer services across India

Instant money transfers with 24/7 availability and minimal transaction charges

AEPS Services

Banking at your fingertips with Aadhaar-enabled payment system

Cash withdrawals, balance inquiries and fund transfers using just your Aadhaar number

E-Stamping

Secure and convenient electronic stamping for all your legal documents

Government-approved e-stamping with instant verification and tamper-proof certificates

About Us

Learn about our journey, mission and commitment to serving the community

Dwaraka Souharda Credit Sahakari Limited is one of the leading financial institutions based at Ankola, Uttar Kannada. The institution was established by Shri.R.N.Nayak in the year 1998.

For the past 17 years, we have been providing our services to the people of Uttar Kannada. Currently, we operate 7 branches across Uttar Kannada, with more branches planned for the future.

The primary aim of our Sahakari is to utilize the profits earned by the institution for the welfare of society, members, employees, and shareholders.

Our main activities include providing credit facilities, accepting deposits, and selling E-stamping to the Government of Karnataka.

17+
Years of Service
7+
Branches
1000s
Happy Customers

Our Leadership

Meet the visionary leaders guiding our institution with dedication and expertise

Founder

Shri. R N Nayak

Founder President

Shri. R N Nayak is the visionary founder president of Dwaraka Souharda Credit Sahakari Limited. With a mission to empower the community through financial inclusion, he established the institution in 1998.

His extensive experience in the cooperative sector and deep understanding of local community needs were instrumental in building one of Uttar Kannada's most trusted financial institutions.

Under his guidance, the institution has grown significantly while maintaining its core values of service, integrity, and community welfare.

Shri. R N Nayak
Founder President
Dwaraka Souharda Credit Sahakari Limited
Chairman

Shri Mayur R. Nayak

Chairman

Shri Mayur R. Nayak leads Dwaraka Souharda Credit Sahakari Limited as Chairman, bringing fresh energy and innovative vision to build upon the strong foundation established by his predecessor.

Under his dynamic leadership, the institution has expanded to 7 branches across Uttar Kannada while embracing modern banking technologies to better serve the community.

He is committed to maintaining the institution's cooperative values while driving digital transformation and customer-centric services for sustainable growth.

Shri Mayur R. Nayak
Chairman
Dwaraka Souharda Credit Sahakari Limited
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Years in Service

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Branches

0K+

Members

0K+

Customers

Loans Offered

Our Branches

Ankola
Dwaraka Souharda
Ankola